Stop Losing Bank Bonuses from Missed Requirements & Deadlines
Stay on top of every bank bonus from start to finish without relying on memory
This bank bonus tracker helps you keep your offers organized without missing the small details that cost you money. Track every requirement and deadline, see what's left to complete, avoid monthly bank fees, and stay on top of your churn timing, all in one place.
$12
Sometimes, you don't lose a bank bonus from missing a step, you lose it from not having the full picture...
Wells Fargo had a $325 bank bonus available that I saved to the tracker.
When I checked my history with Wells Fargo in the tracker, I saw that my last account hadn’t been closed long enough for me to qualify again.
Without seeing that in the tracker, I would have applied and pushed my eligibility for the next Wells Fargo bonus further out.
I knew to skip the offer because I wasn't eligible. This is the kind of decision the tracker helps you make.
(some columns are hidden here to focus on the most relevant fields)This shows my previous Wells Fargo bonus marked as paid, along with churn status and next eligible date. The current offer is marked as available but appears in red because it has expired.
👉 Expired offers are automatically highlighted in red
If you've done a bank bonus before and used memory or your notes app to stay organized, this will sound familiar:
❌ Missed a bank requirement or deadline and lost the bonus
❌ Lost track of what was left to complete and didn’t get the bonus (like a direct deposit or transfer)
❌ Let a good bank bonus expire before you could apply
❌ Paid a monthly bank fee by mistake
❌ Missed a repeat bank bonus because you didn't know your next eligible date
❌ Forgot to close a bank account and got charged fees or delayed your next bonus
❌ Applied through a portal and never got the bonus payout (like Swagbucks)
The tracker flags anything due within the next 7 days so you have time to complete what's needed to earn the bank bonus:
✔️ Bank requirements and deadlines
✔️ Your next actions like setting up direct deposits or transfers
✔️ New bank bonus offers before they expire
Maximize your bank bonus earning potential and keep more of what you earn:
✔️ Avoid unexpected monthly bank fees
✔️ Know exactly when you can apply for the next bonus
✔️ Close accounts on time so you don't delay your next bonus or get hit with unexpected bank fees
✔️ See which portal bonuses actually pay before you waste your time
What's Included?
Dashboard Overview
✅ See everything at a glance - Your dashboard shows a full snapshot of your bank bonuses in one place: bonuses already paid, bonuses currently in progress, and new bonuses you’ve saved for later. You always know how much you’ve made and how much is still on the table.
✅ Know exactly what needs attention - Anything that needs action is surfaced directly on the dashboard, including: upcoming requirement deadlines, next steps you haven’t completed yet, new offers that are about to expire, and anything that's overdue. No need to dig through your sheet trying to figure out what matters right now.
✅ 7-day visibility on what’s coming up - The dashboard flags anything due within the next 7 days, so you have time to act before it’s too late.
✅ Jump directly into your most urgent offers - Each section on the dashboard links directly to a filtered view of your tracker. Click once and go straight to the exact offers behind those numbers, without setting up filters or searching manually.
Tracking & Organization
✅ Track churn timing and eligibility - See which bonuses are churnable and which aren’t. Know exactly when you can apply for a bank bonus again by tracking your next eligible date, so you don’t apply too early or delay your next bonus.
✅ Manage P1 and P2 - Track player 1 and player 2 separately, keep individual stats, and churn on rotation.
✅ Stay on top of account closures - See which bank accounts are still open and need to be closed. The sooner you close it, the sooner you can churn it.
✅ Avoid monthly bank fees - Log how to waive each account’s monthly fee so you don’t lose part of your bonus. Stop going to the bank website to remember how to waive bank fees.
✅ Track portal offers and payouts - Track bank bonuses earned through portals and see which ones actually pay out, so you don’t waste time on portals that don’t pay.
✅ Track your 1099s - See which bank bonuses you complete during the year so you know which 1099s to expect at tax time. Then check them off once they come in.
✅ Built-in double check system - The tracker highlights any offers that are missing key details needed for tracking, acting as a second layer of protection so nothing slips through the cracks.
Flexible Filtering
✅ Use filters in multiple ways to break down your data and find what matters most. For example:
👉 Filter by bonus paid and payout date to see how much you’ve earned in a given year and which 1099s to expect
👉 Filter by bank name to see your full history with a specific bank
👉 Filter by paid bonuses and portal name to see which portals are actually paying off
$12
Get control with your first bank bonus in seconds...
👉 Start with a bank bonus you haven’t applied for yet
👉 Enter the bank name, bonus amount, and expiration date
👉 See it instantly in your dashboard as an available offer and money on the table
Even if it’s your first offer, you immediately have visibility and control
See it in Action
Click through the dashboard and jump directly to the offers that need your attention
Why I Built This Bank Bonus Tracker
I’ve earned close to $20,000 in bank bonuses over time. Last year alone, I made $5,000, but I also lost $1,150 from mistakes that could have been avoided.
In one case, I applied too early before I was eligible. In another, I missed a direct deposit deadline. Small details like that ended up costing me real money.
Trying to remember everything across different accounts made it easy to miss things, even when I knew the rules. I needed a way to stay in control without relying on memory or my notes app.
This tracker is the system I built for myself to keep everything in one place and avoid those mistakes going forward.
-Tammy
What I earned in 2025
What I lost in 2025
Frequently Asked Questions
Will this help me avoid missing bonuses?
Yes. The tracker is designed to surface deadlines, actions, and expirations so you don’t miss the details that cost you money.
Do I need experience with bank bonuses to use this?
No. This works whether you’re just getting started or already doing multiple bonuses.
It helps you stay organized and avoid mistakes at any level.
Can I use this for multiple banks and offers?
Yes. You can track as many bank bonuses as you want in one place.
Does this track portal bonuses too?
Yes. You can log portal offers and see which ones actually pay out.
What if I forget to track something?
The tracker highlights missing details so you can catch gaps before they turn into missed bonuses.
What exactly do I get?
You get the full bank bonus tracker with the dashboard, all tracking features, and built-in systems to manage your bonuses from start to finish.
Is this hard to use?
No. This is a Google Sheet, so if you know how to enter data into a spreadsheet, you can use it.
You just fill in your bank bonus details and the tracker handles everything else.
Are instructions included?
Yes. The tracker includes a dedicated instructions tab that walks you through how to use everything.
How do I access the tracker after purchase?
You’ll get instant access after purchase with a link to open and copy the tracker into your own Google Drive.
How do I use the tracker after opening it?
Open the link while logged into your Google account, then click File → Make a copy to save it to your own Google Drive.
Do I need a Google account?
Yes. You’ll need a Google account to copy and use the tracker in your own Google Drive.